Turn your dreams into a reality by opening a personal savings account at Citizens Deposit Bank! Whether you are saving for something specific, looking to start a nest egg for the future, or looking to allocate a Christmas budget, we have a savings account for you!

Our accounts are interest bearing (so you earn while you save!) and require as little as $50 for a minimum deposit.

Ask Us About Savings!
Savings Accounts

Saving Accounts

Save & earn interest

 

  • OPEN TODAY with only a $50 minimum deposit.
  • Interest Bearing
  • Six (6) transfers allowed from account per four (4) week period by draft, debit card, phone or electronic transfer.
  • Three (3) withdrawals allowed from account per four (4) week period.

 

*Excess withdrawals per period accessed at $1.00 per withdrawal*
*Dormant fee of $2.50 per month if dormant for 6 months and less than $10*

Time Deposits

Individual Retirement Account

  • OPEN TODAY: Only $10 minimum deposit.
  • Interest paid semi-annually.
  • 12 month fixed, 18 month fixed or variable, and 36 month fixed

*penalty may be imposed for early withdrawal*

 

Certificate of Deposit

  • $500 minimum to open- 12, 18, 24, 36, 48, or 60 months.
  • $2,500 minimum to open- 91, 182 day.
  • Interest paid semi-annually.

*penalty may be imposed for early withdrawal*

Online Banking

Online Banking is a FREE service that allows our customers secure and convenient access to their accounts anytime. Some of the functions available with Online Banking are:

  • Access and print information on all accounts, including loans
  • Review and print transactions
  • Transfer funds between accounts and make loan payments
  • View and Confirm deposits, withdrawals, and checks cleared
  • Receive EMail Alerts
  • Bill Pay

Set up your online banking today! Contact us if you have any questions about our Online Banking or the self-service registration process.

Documentation:

Christmas Club

Saving for the Holidays made easy.

 

Create a budget and start saving towards Christmas expenses now! Be financially prepared this holiday season. Christmas Club accounts are easy to open, require a minimal initial deposit and are interest bearing!

 

  • OPEN TODAY with only a $2 minimum deposit.
  • Interest Bearing

 

*no withdrawals allowed before maturity date*

Christmas Club

Saving for the Holidays made easy.

 

Create a budget and start saving towards Christmas expenses now! Be financially prepared this holiday season. Christmas Club accounts are easy to open, require a minimal initial deposit and are interest bearing!

 

  • OPEN TODAY with only a $2 minimum deposit.
  • Interest Bearing

 

*no withdrawals allowed before maturity date*