Turn your dreams into a reality by opening a personal savings account at Citizens Deposit Bank! Whether you are saving for something specific, looking to start a nest egg for the future, or looking to allocate a Christmas budget, we have a savings account for you! Plus, your money will be reinvested into the local economy, supporting your neighbors and small businesses.

Our accounts are interest bearing (so you earn while you save!) and require as little as $50 for a minimum deposit.

Ask Us About Savings!
Savings Accounts

Saving Accounts

Save & earn interest

 

  • OPEN TODAY with only a $50 minimum deposit.
  • Interest Bearing
  • Six (6) transfers allowed from account per four (4) week period by draft, debit card, phone or electronic transfer.
  • Three (3) withdrawals allowed from account per four (4) week period.

 

*Excess withdrawals per period accessed at $1.00 per withdrawal*
*Dormant fee of $2.50 per month if dormant for 6 months and less than $10*

Time Deposits

Individual Retirement Account

  • OPEN TODAY: Only $10 minimum deposit.
  • Interest paid semi-annually.
  • 12 month fixed, 18 month fixed or variable, and 36 month fixed

*penalty may be imposed for early withdrawal*

 

Certificate of Deposit

  • $500 minimum to open- 12, 18, 24, 36, 48, or 60 months.
  • $2,500 minimum to open- 91, 182 day.
  • Interest paid semi-annually.

*penalty may be imposed for early withdrawal*

Online Banking

Online Banking is a FREE service that allows our customers secure and convenient access to their accounts anytime. Some of the functions available with Online Banking are:

  • Access and print information on all accounts, including loans
  • Review and print transactions
  • Transfer funds between accounts and make loan payments
  • View and Confirm deposits, withdrawals, and checks cleared
  • Receive EMail Alerts
  • Bill Pay

Set up your online banking today! Contact us if you have any questions about our Online Banking or the self-service registration process.

Documentation:

Christmas Club

Saving for the Holidays made easy.

 

Create a budget and start saving towards Christmas expenses now! Be financially prepared this holiday season. Christmas Club accounts are easy to open, require a minimal initial deposit and are interest bearing!

 

  • OPEN TODAY with only a $2 minimum deposit.
  • Interest Bearing

 

*no withdrawals allowed before maturity date*

Christmas Club

Saving for the Holidays made easy.

 

Create a budget and start saving towards Christmas expenses now! Be financially prepared this holiday season. Christmas Club accounts are easy to open, require a minimal initial deposit and are interest bearing!

 

  • OPEN TODAY with only a $2 minimum deposit.
  • Interest Bearing

 

*no withdrawals allowed before maturity date*