Online Banking:
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Deposit Bank chooses to share; and whether you can limit this sharing.
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes: to offer our products and services to you
Yes
No
For joint marketing with other financial companies:
Yes
No
For our affiliates’ everyday business purposes: information about your transactions and experiences
No
We Don’t Share
For our affiliates’ everyday business purposes: information about your creditworthiness
No
We Don’t Share
For non affiliates’ to market to you:
No
We Don’t Share
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call (270) 655-6921 or email us at info@cdbky.com.
How does Citizens Deposit Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to information to those employees for whom access is appropriate.
How does Citizens Deposit Bank collect my personal information?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates
Companies related by common ownership or control. They can be financial and non financial companies.
Non Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing
A formal agreement between non affiliated financial companies that together market financial products or services to you.