CDB Customer holding large key that says "1st Home" next to a CDB employee

Finance Your Home with a Mortgage from CDB!

Citizens Deposit Bank is here to help you take that next step in life. We are proud to offer competitive rates on home loans to help your dreams become a reality! Ready to make your first home purchase? Looking to upgrade to your forever home? We have you covered!

We offer both fixed and variable rate mortgages so you can secure the home of your dreams. With CDB, you’re more than just a number, you’re a neighbor, and we’re ready to help you succeed.

At CDB, we are proud to offer:

  • Fixed and Variable Rate Mortgages
  • Home Improvement Loans
  • Secondary Market Loans
  • Construction Loans
  • Home Equity Line of Credit Loans
  • Rural Development Loans
  • FHA Loans
  • VA Loans

Why Choose a Community Bank?

Big banks may offer convenience, but community banks offer something far more valuable: relationships.

When you bank with Citizens Deposit Bank:

  • A real banker answers the phone — no automated systems or call centers

  • Local decisions are made locally — by people who understand our community

  • Your money stays here — helping local businesses grow and create jobs

  • You’re treated like family — because many of our customers are friends, neighbors, and relatives

That’s why we say:

“It’s Where Your Friends Bank.”

 

Want to know more about your options for a home loan? We’re happy to help!

Amortizing Loan Calculator

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. The Amortizing Loan Calculator does not include additional fees that might be required with your loan, such as taxes, HOA fees, PMI, or other associated fees. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by Citizens Deposit Bank. It does not take into account your personal or financial circumstances.

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Helping achieve your dreams since 1949.