We are now offering ATM/DEBIT cards, Spirit Cards, with your school emblem. You will have your choice of Carlisle County Comets, Ballard County Bombers, or Hickman County Falcons. Citizens Deposit Bank will make a monetary donation to the schools annually, based on how often the Spirit Cards are used. Call or come in and speak with a teller about details on getting your card ordered and start helping your school today! Click here for a preview.

Welcome to
Citizens Deposit Bank

We are a community bank that works hard to exceed your expectations everyday. We are the bank where you know your banker and your banker knows you. We foresee a bright future with a commitment to building relationships with strong community ties.


We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets, CDs and IRAs earning competitive interest rates, the choice is yours.

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At Citizens Deposit Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates, prompt answers and customer service make us an excellent choice for loans.

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Citizens Deposit Bank offers a variety of services to meet your banking needs 24 hours a day; ATMs, Citizens Connection, internet banking, mobile banking and soon to come mobile apps for Apple and Android.

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