We realize your time is important to you, so we now offer an option that will expedite the application process in opening a personal or business checking account. You can find the forms needed to open your personal checking account under the DEPOSIT tab and for your business checking account, just click on the BUSINESS tab. Complete the appropriate forms and email to newaccts@cdbky.com. We will contact you when the account is approved and ready for your signature. You can also complete and print the forms and come into one of our locations, and we will be happy to assist you in opening your account.

Welcome to
Citizens Deposit Bank

We are a community bank that works hard to exceed your expectations everyday. We are the bank where you know your banker and your banker knows you. We foresee a bright future with a commitment to building relationships with strong community ties.



We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets, CDs and IRAs earning competitive interest rates, the choice is yours.

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At Citizens Deposit Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates, prompt answers and customer service make us an excellent choice for loans.

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Citizens Deposit Bank offers a variety of services to meet your banking needs 24 hours a day; ATMs, Citizens Connection, internet banking, mobile banking and soon to come mobile apps for Apple and Android.

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