Deposits

Welcome to personal banking at its best. Personal banking, like life, should be simple and worry-free. Everyone’s journey is different, but with the right tools, we can all get to where we want to be. We look forward to working with you along the way.

Convenient Checking

  • No minimum balance requirement
  • No monthly service charge
  • Unlimited check writing privileges
  • Free Online Banking & BillPay
  • Free Visa Smart-Chip Debit Card.
  • You must deposit $50 to open this account
  • Dormant fee of $2.50 per month if dormant for 6 months and less than $100
  • Mobile banking remote deposit fee - $0.50 fee per check deposited, limit of one check per deposit, $1,000 limit per deposit

Premier Account

  • $25,000 minimum balance - If balance falls below $25,000 there will be a $10.00 service charge
  • Interest bearing account
  • Free Visa Smart-Chip Debit Card
  • Free Online Banking & BillPay
  • Free basic checks for customers 55 years old or older
  • $25,000 deposit to open this account
  • Mobile banking remote deposit fee - $0.50 fee per check deposited, limit of one check per deposit, $1,000 limit per deposit

Prime Invest Account

  • $2,500 minimum balance - $10.00 service charge if balance falls below the $2,500 minimum balance
  • Interest bearing account
  • Free Visa Smart-Chip Debit Card
  • Six (6) transfers allowed from account per four (4) week period by check, draft, debit card, phone or electronic transfer
  • Free Online Banking
  • Free basic checks for customers age 55 or older
  • $2,500 deposit to open this account
  • Mobile banking remote deposit fee - $0.50 fee per check deposited, limit of one check per deposit, $1,000 limit per deposit

Tiered Checking

  • $600 minimum balance required - if balance falls below $600 a service charge of $10.00 will be imposed
  • Interest bearing account
  • Free Visa Smart-Chip Debit Card
  • Free Online Banking and BillPay
  • Free basic checks for customers 55 years old or older
  • Unlimited check writing privileges
  • $600 deposit to open this account
  • Mobile banking remote deposit fee - $0.50 fee per check deposited, limit of one check per deposit, $1,000 limit per deposit

Savings

  • Interest bearing account
  • Three (3) withdrawals allowed from account per four (4) week period. Excess withdrawals per period accessed at $1.00 per withdrawal
  • Six (6) transfers allowed from account per four (4) week period by draft, debit card, phone or electronic transfer
  • Account Opening Balance - $50.00
  • Dormant fee of $2.50 per month if dormant for 6 months and less than $10

Christmas Club

  • Interest bearing account
  • No withdrawals allowed before maturity date
  • Minimum Account Opening Balance - $2.00

Round-Up Savings

When you choose our Debit Card Round Up savings service, we round up the amount of any debit card purchase made by you or a joint owner on the account to the next whole dollar amount, and transfer the amount in excess of the purchase price (if funds are available) from your account to your designated savings account.

Certificates of Deposit

  • $500 minimum to open – 12, 18, 24, 36, 48, or 60 months
  • $2,500 minimum to open – 91 or 182 day
  • Interest paid semi-annually
  • Penalty may be imposed for early withdrawal

Individual Retirement Account

  • $10 minimum to open
  • 12 month fixed, 18 month fixed or variable, and 36 month fixed
  • Interest paid semi-annually
  • Penalty may be imposed for early withdrawal